If you are visiting Puerto Rico from the States, this could be an important issue.  ATM machines are not in the spots that you are used to.

In the States we are used to having ATM machines anywhere and everywhere you go.  Gas station’s machine down?  No problem, go to the ATM machine in the corner of the store to get the money.  Court won’t take your credit card for the fee for whatever law you broke?  They also have a machine hiding somewhere.

In Puerto Rico the machine are here as well, they just aren’t as convenient.  It is rare for you to see ATMs at a gas station.  I am pretty sure there aren’t going to be any machines at the government facilities.  You will see them at the banks, malls, or any “Americanized” shopping centers.

Also know that in Puerto Rico ATM machines are technically called ATH.  Everyone here does know both acronyms.  If you are moving here, please get a separate ATH card because there are no debit cards in Puerto Rico.