Comments on: There are no “Debit” cards in Puerto Rico. http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html Puerto Rico viewed from a gringo's perspective Wed, 19 Nov 2008 23:27:03 +0000 http://wordpress.org/?v=2.3.3 By: DarK SouL http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-209 DarK SouL Wed, 30 Apr 2008 03:40:24 +0000 http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-209 @ Rob I have been using Popular since, wow, ~1995 and I've never had a problem with them, but I have heard some horror stories. I like them because I can pay all my monthly bills through them without having a service fee and no other online banking service on this island compares to that they have. @ Rob

I have been using Popular since, wow, ~1995 and I’ve never had a problem with them, but I have heard some horror stories. I like them because I can pay all my monthly bills through them without having a service fee and no other online banking service on this island compares to that they have.

]]> By: The Gringo http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-206 The Gringo Tue, 29 Apr 2008 20:05:37 +0000 http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-206 Hmmm maybe I should try again. I know they will work at the Costcos and Walmarts but that is all I have had luck with. Hmmm maybe I should try again.

I know they will work at the Costcos and Walmarts but that is all I have had luck with.

]]> By: Joao http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-204 Joao Tue, 29 Apr 2008 16:39:01 +0000 http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-204 As a Banco Santander check card holder since 2001, I may actually have an answer as to why ATH-only merchants may be convinced the card won't work. The thing is, until very recently, my check card would not work for PIN-based transactions at merchants. I mean, it would work perfectly at an ATM to get cash out of my checking account, but if I tried buying something using the PIN it would be declined. It would only work as a credit card even though it was debit. It works both ways now, though. Why it suddenly works after years of it not I have no idea. I haven't tried getting cash back yet... I don't want to jinx it. As a Banco Santander check card holder since 2001, I may actually have an answer as to why ATH-only merchants may be convinced the card won’t work.

The thing is, until very recently, my check card would not work for PIN-based transactions at merchants. I mean, it would work perfectly at an ATM to get cash out of my checking account, but if I tried buying something using the PIN it would be declined. It would only work as a credit card even though it was debit.

It works both ways now, though. Why it suddenly works after years of it not I have no idea. I haven’t tried getting cash back yet… I don’t want to jinx it.

]]> By: Rob http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-202 Rob Mon, 28 Apr 2008 15:36:30 +0000 http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-202 Wow... completely late, but: @DarK SouL, I refuse to do business with Popular due to a very bad experience I had when I was a customer of theirs. They're like BofA, but worse. So far, I've had no problems with RG, so maybe I got lucky or they've gotten better :) Wow… completely late, but:

@DarK SouL, I refuse to do business with Popular due to a very bad experience I had when I was a customer of theirs. They’re like BofA, but worse. So far, I’ve had no problems with RG, so maybe I got lucky or they’ve gotten better :)

]]> By: ATMs Are Not Where They Should Be http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-200 ATMs Are Not Where They Should Be Mon, 28 Apr 2008 08:30:55 +0000 http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-200 [...] Also know that in Puerto Rico ATM machines are technically called ATH.  Everyone here does know both acronyms.  If you are moving here, please get a separate ATH card because there are no debit cards in Puerto Rico. [...] […] Also know that in Puerto Rico ATM machines are technically called ATH.  Everyone here does know both acronyms.  If you are moving here, please get a separate ATH card because there are no debit cards in Puerto Rico. […]

]]> By: The Gringo http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-61 The Gringo Tue, 18 Mar 2008 18:28:10 +0000 http://www.gringostravels.com/puerto-rico/money/there-are-no-debit-cards-in-puerto-rico.html#comment-61 Penfed does have good interest for loans... I actually have an account with them ($20) just in case I need to use them... You should check out emigrant though... I have used them with no prob. Penfed does have good interest for loans… I actually have an account with them ($20) just in case I need to use them… You should check out emigrant though… I have used them with no prob.

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